Set up a few free programs, earn on what you already spend, and book a seat you’d never pay cash for.
Set up once, earn as you go, then spend your points where they’re worth the most.
Sign up to a few free programs and link them together. It takes about 20 minutes, and you only do it once.
Set-up progress: 3 of 4 done. Qantas Frequent Flyer, Everyday Rewards and BP Rewards are linked; David Jones Rewards is next.
Groceries, fuel, bills and shopping all add points, and small amounts build into one useful balance.
October statement: 1,890 Qantas points earned: 186 from Woolworths, 82 from BP, 420 from David Jones and 1,202 from Qantas Shopping.
From a weekend away to business class overseas, see what a balance can actually buy.
Both routes get you to a reward seat. One just gets there faster.
No card needed. Join supermarket, fuel and shopping programs and earn on spending you already do.
A rewards card earns much faster, mostly through the sign-up bonus. Only if you pay it off in full every month.
Australia’s two big airline programs. Most people do best focusing on the one they fly and shop with most.
Best if you fly Qantas or Jetstar, or shop at any of the below partners. Airline partners span the oneworld airlines.
Best if you fly Virgin Australia, or shop at any of the below partners. Airline partners include Singapore Airlines and Qatar.
The easiest points come from spending you can’t avoid.
Scan your rewards card at the supermarket and servo. It’s the simplest habit, and it adds up.
The right card is the fastest way to a reward seat. Here’s what I look for.
Add up the bonus, everyday earn and interest-free days. If that’s worth more than the annual fee, the card pays for itself.
Divide the fee by the points you’ll earn. If each point costs less than you’ll redeem it for, every point is a profit.
Clear the whole balance every month. A single month of interest can cancel out a year of points.
None
0.75PTS
per $1 spent
1.75 pts per $1 on eligible Qantas products and services0.75 pts per $1 on everyday purchases0.5 pts per $1 at Australian government bodiesNo annual fee and no earn cap$0
a year
-
per point, year one
$0 after the first-year fee
est. value after fees
How we get to $00 pts × 1.5¢$0First-year annual fee$0First-year value$0Year-one points only. Our estimate, not a guaranteed saving.
80,000PTS
60,000 pts after $3,500 in 90 days + 20,000 pts (Keep the card open more than 15 months). No set end date.0.75PTS
per $1 spent
Earns ANZ Reward Points, auto-converted to Velocity at 2:11.5 ANZ pts (0.75 Velocity) per $1 up to $2,000 per statement period0.5 ANZ pts (0.25 Velocity) per $1 above $2,000No points on spend above $25,000 per statement period (from 28 Oct 2026)$149
a year
0.25¢
per point, year one
How we get to 0.25¢ a pointYear-one points60,000First-year annual fee$149$149 ÷ 60,0000.25¢Lower is better. Year-one points only.$801 after the first-year fee
est. value after fees
How we get to $80160,000 pts × 1.5¢$900$50 back+$50First-year annual fee−$149First-year value$801Year-one points only: +20,000 pts later (Keep the card open more than 15 months) aren't counted. Our estimate, not a guaranteed saving.
150,000PTS
90,000 pts after $9,000 in 90 days + 60,000 pts ($9,000 spend within 90 days of card anniversary). No set end date.0.4PTS
per $1 spent
1.5 pts per $1 on international spend0.8 pts per $1 at supermarkets, department stores, petrol stations and utilities0.4 pts per $1 on all other purchases0.25 pts per $1 once spend passes $10,000 in a statement cycle+1 bonus pt per $1 on selected Qantas products in Australia$450
a year
0.50¢
per point, year one
How we get to 0.50¢ a pointYear-one points90,000First-year annual fee$450$450 ÷ 90,0000.50¢Lower is better. Year-one points only.$900 after the first-year fee
est. value after fees
How we get to $90090,000 pts × 1.5¢$1,350First-year annual fee−$450First-year value$900Year-one points only: +60,000 pts later ($9,000 spend within 90 days of card anniversary) aren't counted. Our estimate, not a guaranteed saving.
125,000PTS
85,000 pts after $3,500 in 90 days + 40,000 pts (Keep the card more than 12 months from the first annual fee). No set end date.1.5PTS
per $1 spent
1.5 pts per $1 on eligible spend up to $2,000 per statement period0.5 pts per $1 above $2,000No points on spend above $25,000 per statement period (from 28 Oct 2026)$149
a year
0.35¢
per point, year one
How we get to 0.35¢ a pointYear-one points85,000As Qantas/Velocity points≈ 42,500First-year annual fee$149$149 ÷ 42,5000.35¢Lower is better. Year-one points only.$488.50 after the first-year fee
est. value after fees
How we get to $488.5085,000 pts × 0.75¢$637.50First-year annual fee−$149First-year value$488.50Year-one points only: +40,000 pts later (Keep the card more than 12 months from the first annual fee) aren't counted. Our estimate, not a guaranteed saving.Where you spend your points matters more than how many you have. Put them towards reward seats first and gift cards last.
Based on a direct airline rewards earning credit card that earns 1 airline point per $1 spent. Values are examples, not guarantees.
Reward seats are limited, so a little planning goes a long way.
Three steps from points to a confirmed seat.
A realistic timeline from your first sign-up to your first trip.
Guides to help you set up, earn and spend your first points.
2 Oct 2026 · 5 min read
Pick one program, earn on what you already spend, and redeem where your points are worth the most. The starter guide I'd give a friend.
11 Sept 2026 · 3 min read
The same point can be worth half a cent or seven cents. Here's the formula, typical values for 2026, and the two mistakes that make a redemption look better than it is.
9 Sept 2026 · 3 min read
A side-by-side comparison of Australia's two big airline programs, and a simple way to decide which one deserves most of your points.
Pick the one that matches the airline you fly and the places you already shop. Each has its own set of everyday partners. If you’re unsure, Qantas has the bigger domestic network and more earn partners.
